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TitleMax of Virginia, Inc. d/b/a is licensed by the Virginia State Corporation Commission, license number VTL-11.
Texas OCCC Notice and Fee Schedule
Schedule of All Fees.
Schedule of all fees to be charged for services performed by the Credit Access Business (CAB) in connection with motor vehicle title loans, as applicable in the following examples:
Auto Title Loan - Single Payment
|Proceeds Paid to You||Finance Charge (Lender Interest & CAB Fee)||Annual Percentage Rate (APR)||Total of Payments (Payment Amount)||Standard Loan Term||Number of Payments||CAB's Standard Fee Rate for 30 Days||Lender's Per Annum Interest Rate||Additional Fees Charged at Loan Inception for Lien Fee included in the Amount Financed||Late Fee for failure to pay within 10 days of the scheduled date|
The fee to record our lien, may vary by county, but will not exceed $33, except in Comal County where the fee is $35.50.
If you default, you may incur charges, costs, fees and expenses, including all collection costs incurred or paid in exercising any right, power or remedy related to nonpayment, repossession, or sale of the vehicle. If any check, money order, payment (whether tangible or electronic), transfer, or other instrument or item is rejected or returned for any reason, we may charge you, and you agree to pay us, a returned payment fee of $30.00 (“Returned Payment Fee”).
Office of Consumer Credit Commissioner:
This business is licensed and examined by the State of Texas ‐ Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705‐4207, (800) 538‐1579, www.occc.texas.gov, firstname.lastname@example.org.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long term financial needs. A payday loan or auto title loan should only be used to meet immediate short‐term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Notice to Texas Residents:
In the fee schedule provided, and in many of our Texas stores, TitleBucks operates as a registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.
TEXT MESSAGE DISCLOSURES
We only send text messages to consumers who have opted into the Text Message Program via the Message Me and Cell Verification Form. If you would like to opt out of receiving these messages, you can reply “STOP” to any text you receive, send an email with your information and your request to email@example.com, or you can also call our customer service line at (866) 340-6394.Please allow 3-5 business days for us to process your request.
Texas Customers: - in Texas, TitleBucks acts as a Credit Access Business to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details.
Bonus Cash Text Offer: You will receive a check in the amount of Fifty Dollars ($50) when you borrow a minimum of $1,000.00 from TitleBucks or an affiliate. Offer open only to past customers of TitleBucks or a TitleBucks affiliate. Must be 18 years old (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a possible credit inquiry, a motor vehicle appraisal, and ability to repay analysis in some states (Texas). Must present valid government-issued ID. Limit ONE check per customer. Must show text at time of transaction to receive check. No photocopies, reproductions, or facsimiles permitted. Offer is non-transferable. Void where prohibited. Certain other terms and conditions apply. Valid 7 days from receipt of text message. See the nearest TitleBucks for details. Texas customers: In TX, TitleMax of Texas, Inc. d/b/a TitleBucks acts as a Credit Access Business to assist customers in obtaining a loan through an unaffiliated third-party lender. See store associate for details.