Can I get a title-secured loan/pawn or personal loan? What’s required to be approved?

At TitleBucks we offer title-secured loans/pawns and in-store personal loans. You can also start an application for an online personal loan with us! To apply for a title-secured loan/pawn with TitleBucks, you must be at least 18 years old (19 years in Alabama) and have the following:

  • Car or motorcycle that’s paid off
  • Lien-free car or motorcycle title
  • A government-issued ID
  • Proof of income required in some states

To apply for an in-store personal loan with TitleBucks, customers must provide us with certain documents, including:

  • A driver’s license or some other valid form of government-issued identification, such as a matricula consular card or passport
  • Proof of income from within the past 30 days. For loans greater than $1,000, two consecutive pay stubs showing direct deposit are required.
  • Proof of residency in the form of a utility bill, voter registration, lease agreement, or mortgage statement
  • An active bank account statement from within the past 45 days
  • A voided check
  • (In AZ) Valid AZ motor vehicle registration in your name

To start an application for an online personal loan, depending on your state of residency, you will need to provide the following:

  • Proof of income (dated within 30 days)
  • Active bank account (and access to its details, dated within 45 days)
  • Proof of Residency (for the state in which you’re applying)
  • Valid government-issued ID
  • Valid SSN
  • Valid and active email address and telephone number
  • (In AZ) valid vehicle registration in your name